PERSONAL TRAINING DESK -- TERMS OF SERVICE & PRIVACY POLICY (PLACEHOLDER DRAFT) Last updated: [date]. This is placeholder text, not final or attorney-reviewed. 1. ACCEPTANCE OF TERMS By creating a trainer account on Personal Training Desk ("the Platform"), you agree to these Terms of Service and the Privacy Policy below. If you do not agree, do not create an account or continue using the Platform. 2. THE SERVICE The Platform provides scheduling, client management, invoicing, and payment-processing tools for independent personal trainers ("Trainers") to use with their own clients ("Clients"). The Platform is a software tool only -- it is not a party to, and has no responsibility for, the training services a Trainer provides to their Clients. That relationship, including any liability waiver, health screening, or service agreement between a Trainer and their Client, is strictly between the Trainer and the Client. 3. SUBSCRIPTION & BILLING Use of the Platform requires a paid subscription after any applicable free trial period. By subscribing, you authorize the Platform to charge your payment method on a recurring basis until you cancel. Subscriptions can be canceled at any time from your account settings; cancellation takes effect at the end of the current billing period. Fees are non-refundable except as required by law or as the Platform expressly states otherwise. 4. TRAINER RESPONSIBILITIES You represent that you are legally permitted to provide personal training or coaching services in your jurisdiction, that any information you provide about yourself or your business is accurate, and that you are solely responsible for complying with applicable law in how you collect, use, and store your Clients' information, and in the services you provide to them. You are responsible for maintaining appropriate licensure, certification, and insurance for your own training business, independent of anything the Platform provides. 5. ACCEPTABLE USE You agree not to use the Platform to violate any law, to harass or defraud any person, to circumvent any security or rate-limiting measure, or to resell or sublicense the Platform to a third party without authorization. 6. DATA & PRIVACY The Platform stores account information you provide (business details, contact information) and information you or your Clients enter about your Clients (contact details, scheduling, billing history, and -- if your onboarding flow collects it -- health-screening responses your Clients submit directly to you). This information is used to operate the Platform's features (scheduling, invoicing, communication) and is not sold to third parties. The Platform uses third-party service providers to operate (for example, payment processing, transactional email delivery, and database hosting), each of which processes data only as necessary to provide their service to the Platform. As between you and your Clients, you are responsible for your own privacy obligations to them (e.g. what you tell them about how their information is used) -- the Platform acts as a data processor on your behalf for that data, not as the party responsible for your privacy disclosures to your own Clients. 7. DATA RETENTION Account and Client data is retained for as long as your account is active, and for a reasonable period after cancellation to allow for data export or account reactivation, after which it may be deleted. 8. TERMINATION The Platform may suspend or terminate your account for violation of these terms, non-payment, or suspected fraudulent or abusive activity. You may close your account at any time. 9. DISCLAIMER OF WARRANTY; LIMITATION OF LIABILITY THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE PLATFORM'S TOTAL LIABILITY FOR ANY CLAIM ARISING FROM YOUR USE OF THE SERVICE IS LIMITED TO THE AMOUNT YOU PAID IN SUBSCRIPTION FEES IN THE TWELVE MONTHS BEFORE THE CLAIM AROSE. THE PLATFORM IS NOT LIABLE FOR ANY INJURY, DAMAGE, OR LOSS ARISING FROM TRAINING SERVICES PROVIDED BY A TRAINER TO A CLIENT. 10. CHANGES TO THESE TERMS The Platform may update these terms from time to time. Material changes will be communicated to Trainers, and continued use of the Platform after an update constitutes acceptance of the revised terms. 11. GOVERNING LAW These terms are governed by the laws of [jurisdiction -- to be filled in], without regard to conflict-of-law principles. 12. CONTACT Questions about these terms can be directed to [contact email -- to be filled in].